Job Description

Life Underwriter

US-MI-Livonia

Job ID: 2024-1683
Type: Regular Full-Time
# of Openings: 4
Category: NB ACG/MWG/IND
Livonia - Remote

Overview

AAA Life is seeking a experienced Life Insurance Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits.

Note:

• Mortgage underwriting experience will NOT be considered
• Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter.

Position Responsibilities

• Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten
• Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies
• Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures.
• Provide support for contract change and reinstatement underwriting that may be required.
• Prepares presentations for underwriters or sales agents that assist with training and development.

Qualifications

2 year College Degree in Finance, Business or Economics
1-2 years Life Insurance industry experience (sales experience or strong life insurance sales support and training)

Knowledge of life and annuity sales strongly preferred
Proficient in Microsoft Word, PowerPoint and Excel
Strong communication skills verbal and written
Ability to provide strong customer service
Possesses some technology knowledge of insurance system applications and data
Works well in a team environment
Demonstrates proactive skills
Willingness to work extended hours and weekends, if required
Team player and selfstarter, highly motivated, and results driven
Ability to effectively function in a fast-paced team environment
Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities
Strong organizational and follow-up abilities
Ability to thrive in fast-paced challenging environment

Benefits:

We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees.

• Pension and Retirement Plans
• Medical, Dental and Vision Coverage
• Paid Time Off
• Paid Parental Leave
• Hybrid Work Environment
• 401K
• Support for Community Involvement

PM21

PI3b55dd97b15a-26289-36037763

AAA Life Insurance Company

Job Tags

Full time, Contract work, Remote job, Flexible hours, Night shift, Weekend work, 1 day per week,

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